THERE IS A SOLUTION, NO MATTER WHAT YOUR SITUATION IS.

We help homeowners everyday that are struggling with their mortgage payments. Many are having trouble right now making their payments - others see trouble on the near horizon.

For some, the best solution is to avoid foreclosure by getting a forensic loan audit and advantageous loan modification – making their payments much, much more affordable and continue living in the home.

Clearly for others, the wisest choice is to go through foreclosure – but, with a good plan and with expert legal counsel.

At PlanToForeclose.com - no matter what your situation is - we'll help you find the wisest solution that best meets your needs and personal circumstances best.

Foreclose on Mortgage and Walk Away:

CRAMER AGREES Foreclosure may be your best option. See the video

For many people, this will be the best option. Oftentimes, one simply cannot afford the house any longer. Or perhaps, they are just so far upside down, it doesn't make any sense to continuing paying on something that has lost so much value.

In many cases, some homeowners have lost upwards of 50 - 60% of their homes value, especially if they bought during the years 2004 – 2007…the BOOM years!

At PlanToForeclose.com, our Foreclose Plan offers the most comprehensive program to go through foreclosure, and gives you the most knowledgeable legal team and best technology working together -  to help you plan, stay in your home longer (payment-free!), and leave with your head and spirits high.

Forensic Loan Audit:

No lender is perfect. Some of the errors they often make give you very powerful legal rights under state and federal law. Your loan documents will be carefully audited during the forensic loan audit to search for certain types of errors that provide a valuable weapon to be used on your behalf during the loan modification process.

Loan Modification:

If you want to stay in your home and you're experiencing a financial hardship, if you are ineligible for a refinance loan, if you owe more than your home is worth or if you have an ARM that has recently adjusted or soon will - you're a good candidate for a loan modification.

A loan modification is NOT a refinance loan and it has no effect on your credit score. Loan modifications typically involve a reduction in the interest rate of the loan, an extension on the length of the term of the loan, a reduction in the principal of the loan or any combination of these.

The sooner you call us, the better your chances of our attorneys negotiating a very low fixed rate and payment that you can live with.

Short Sale:

A short sale occurs when the proceeds of a real estate sale are short of the balance owed on the property. In a short sale, the lender agrees to accept less than the balance, due to the borrower's hardship.

A short sale is included in our Foreclose Plan, if you and your attorney decide it benefits you to do so. There is no additional cost, as all fees/commissions are paid by the lender and are part of the settlement.

DEED IN LIEU OF FORECLOSURE:

If after 90 days of having your house up for sale brings no offers, you and your attorney may decide it’s best for you to have the attorney negotiate a deed in lieu of a foreclosure. This is also included in our Foreclose Plan, and there is no additional cost should you and your attorney decide this is the best course of action for you.

LET US HELP YOU FIND YOUR BEST OPTION AND GET THE LEGAL GUIDENCE YOU NEED.

We're ready to help you now. Call us at 1-888-808-2111 or We Can Contact You and we'll get started.